◆ EU AI Act · Leadership window 2026-2027:  get ahead — establish your compliance before it becomes a market-access prerequisite. High-risk Annex III applicable on 2 December 2027.
D7 D1 D2 D3 D4 D5 D6 D7
EU AI Act compliance · established → proven → defended

Being AI Act compliant
isn't one checkbox.
It's seven.

An AI asset doesn't lose its value all at once — it loses it on one of the AI Act's 7 dimensions, and it's the one you didn't cover that the buyer finds. MB AI scores all seven, surfaces your gaps, delivers the plan. Then MB Shield™ defends your level as the law and your product change. Self-serve, from public data to your dataroom. High value, accessible price.

Monthly Free Memo Extract · EU AI Act intelligence brief · No commitment
✓ Received — first extract within 48h
30%
Multiple reduction · AI regulatory risk
72h
Compliance established · public data
365d
MB Shield™ · compliance defended year-round
The Risk

The AI Act creates a permanent value gap in every transaction involving a European AI asset.

In 2026, one in five buyers walked away from a deal because of AI (Bain). When that risk is the EU AI Act, it attaches to the asset and survives closing — and it "could affect the valuation", market analyses confirm. → Sourced analysis note (tier-1 sources)

Regulation (EU) 2024/1689 · In force Aug 2024 · High-risk deferred to Dec 2027 (Digital Omnibus)

Regulation (EU) 2024/1689 has been in force since 1 August 2024. Prohibited practices (Art. 5) apply since February 2025, GPAI obligations since August 2025. The Digital Omnibus deferred compliance for high-risk Annex III systems to 2 December 2027 — risk management, technical documentation, human oversight, EU registration. The regime is not loosening: it is consolidating, and the AI Office's role is reinforced.

Regulatory risk attaches to the asset, not to the transaction. The buyer inherits the obligations and potential fines from closing. No law firm quantifies them. No leading audit firm certifies them in under 6 months.

01 →
The asset operates an AI system classified Annex III Full compliance obligation by 2 December 2027
02 →
The exposure is not priced into the valuation Implicit haircut: 8–25% of EV depending on the D7™ profile
03 →
Neither lawyers nor leading audit firms produce a certifiable score in time Legal counsel = reading the texts · leading audit firm = gap list in 3 months at €500K
04 →
D7™ characterizes the exposure across 7 dimensions in 48h–5 days Audit-grade memo · [PROVEN / INFERRED / ABSENT] · defensible in a dataroom
05 →
The memo documents the exposure and informs the W&I underwriter Decision made on facts, not on an estimate
€35M
Max fine · non-compliant high-risk systems (Art. 71)
2 December 2027
Compliance deadline · high-risk Annex III systems
8–25%
Implicit value haircut · unscored AI asset in M&A
D7™
The only score that certifies exposure before signing
Method

A score. A compliance plan. In 48 hours.

MB AI does not just tell you whether your AI asset is compliant. It tells you what to do, in what order, at what cost — and gives you the proof that it is resolved.

Every D7™ memo includes a phased compliance plan — not a list of gaps, an actionable roadmap. Three horizons: immediate actions (D0–D30), structural remediation (D30–D90), certification and monitoring (D90–D12M). Each action is indexed to the EU AI Act article it addresses, with an estimated cost.

The D7™ methodology synthesizes the best practices of international advisory firms and applies them with the rigor of a regulator's audit — not a consultant's.

EU REGULATORY MOAT™ · PROPRIETARY TO MB AI
leading audit firm Law firm MB AI
Lead time3–6 months4–8 weeks48h–5 days
Price150–500 K€30–80 K€from €990 ✓
Certifiable 0–100 scoreD7™ ✓
Compliance plan includedEvery memo ✓
Usable in W&I / dataroomRarementParfoisEvery memo ✓
Dec 2027 deadlineToo slowInsufficientCovered ✓
PE/VC Funds

Every AI asset in your portfolio carries an unpriced EU AI Act exposure. D7™ quantifies it and gives you the remediation plan before the quarterly board.

M&A Buy-side

An 8% haircut on a €150M asset = €12M. The memo identifies the gap and delivers the contractual clauses (escrow, earn-out, R&W) ready to insert. ROI ×800.

Startups & SMEs

A D7 Discovery™ score tells you whether the AI Act applies to you — and what to do before your next raise or your next RFP.

Establish. Prove.
Then defend.

Start by knowing whether you're in scope. Move up to the full score when you need it. Step up to signed proof for closing. Each step stands on its own — and sets up the next.

Step 1 · Public data
D7 Discovery™

Are you in scope of the AI Act? Art.6 classification, Art.71 fine exposure, 3 priority actions. In 24h.

Public data · 24h · €990
  • HIGH-RISK / MINIMAL / PROHIBITED classification
  • Estimated Art.71 fine exposure
  • 3-priority-action compliance plan
  • RAG score on 7 dimensions (INFERRED level)
  • €990 · online payment
Start the diagnostic
Step 2 · Your data
D7™
Standard

0–100 score across 7 dimensions, from your data. Phased compliance plan included. GO/NO-GO decision before LOI.

€100M asset · 10% haircut avoided = €10M · ROI ×650
  • D7™ score · 7 dimensions · 0–100
  • Sources tagged [PROVEN/INFERRED/ABSENT]
  • Compliance plan D0–D30 / D30–D90 / D90–D12M
  • Monte Carlo valuation · 3 scenarios
  • €4,900 · 48–72h
Request a D7™ score
Step 3 · NDA dataroom + signed proof
D7™
Opinion Letter

D7™ score driven by your dataroom under NDA + a formal signed opinion. The M&A instrument: generated clauses (escrow, R&W, earn-out), defensible at signing, board and regulatory filing.

Signed opinion → escrow released on the deal · contractual instrument
  • Full D7™ score · your dataroom (NDA)
  • Formal signed opinion + ready contractual clauses
  • Native W&I insurability mapping · court-defensible
  • Escrow release + compliance earn-out
  • Full remediation plan optional (+Remediation)
  • 5–10 days · NDA · on request
Request the Opinion Letter
Step 4 · The recurring layer — the shield · IN BETA
MB Shield™ — we don't let you slip back

AI Act compliance isn't a report, it's a state to maintain. Periodic re-scan, targeted alerts, progression plan and re-attestation — your level is defended as the law evolves and your product changes. MB Shield is entering beta: sign up, you may get to take part in the beta.

recurring layer · beta
Beta · sign up
Join the MB Shield™ beta
Modular offer by brick D1→D7 · MB Shield™ →
How it works

A defensible score in 4 steps.
No scoping meeting. No 3-week kick-off.

01
Asset briefing

You name the asset, the sector, the transaction context, the indicative valuation. Optional: dataroom access under NDA.

Duration: 30 min or a form
02
Multi-source collection

Public sources in parallel: website, press, GitHub, INPI, CNIL — and your dataroom where applicable. Each source receives a PCAOB/ISA 500 reliability score.

ThreadPoolExecutor 8 workers
03
D7™ scoring

7 weighted dimensions, proprietary D7™ methodology. Global score 0–100, RAG status and compliance plan. Every claim documented and justified.

GREEN · AMBER · RED
04
Defensible memo delivered

Per-dimension score, Monte Carlo valuation, phased recommendations 0–30d / 90d / 12 months, contractual clauses (escrow, earn-out, R&W), Opinion status.

SUPPORTABLE · CONDITIONAL · NOT_SUPPORTABLE

If the number of verifiable sources is insufficient, the memo is automatically marked DRAFT — MB AI legal protection, immediate signal for the W&I underwriter.

Methodology

The D7™ MB AI Score™
methodology.

D7™ is MB AI's proprietary analytical framework for characterizing EU AI Act exposure and the value of an AI asset across seven distinct dimensions. No two assets ever produce the same profile.

The D7™ methodology is a proprietary synthesis of international best practice in AI auditing, applied selectively by dimension to produce the most defensible, evidence-grounded score.

EU REGULATORY MOAT™ · PROPRIETARY
D1
Regulatory Exposure
EU AI Act · Annex III classification, probability × impact exposure, EU AI Office enforcement
D2
Technical Maturity & Model Risk
Model risk · Model lifecycle, independent validation, performance monitoring
D3
Data Governance & Quality
Data governance · Lineage, consent, training-data provenance, GDPR Art.22/35
D4
AI Governance & Controls
AI governance · QMS Art.9, human oversight Art.14, documentation Art.11, audit trail Art.12
D5
Commercial Defensibility
EU regulatory advantage · IP moat, switching costs, network effects, regulatory barrier
D6
Financial Value Adjustability
Valuation · Regulatory haircut, 3-scenario valuation, Opinion Letter threshold
D7
Operational & Key-Person Risk
IT Risk · Founder dependency, documentation, infrastructure portability, continuity
The score

Seven dimensions.
One certifiable number.

D7™ synthesizes regulatory, technical, commercial and financial risk into a single score — weighted by a proprietary methodology defensible in M&A, W&I insurance and regulatory filings.

D1
Regulatory Exposure
D2
Technical Maturity
D3
Data Governance
D4
AI Governance
D5
Commercial Defensibility
D6
Financial Value
D7
Operational Risk

The D7™ Score™
on your asset.

Live demo of the MB AI Score™ engine. Enter the asset and the transaction context — get the 7-dimension scoring, the valuation range and the Opinion Letter status. Access restricted to authorized users.

Generator Access

Authorized users only
OR
MB AI Value Intelligence · Generator · D7™ Engine
Asset Information
Transaction Context
Available Documentation

Fill in the asset details
and click Generate to produce
a MB AI Score™

RUNNING D7™ ANALYSIS...
Start

Where to start.
All lead to defended compliance.

The European AI Office has opened its first GPAI investigations. National authorities — including the CNIL in France — are designated. Every Annex III AI asset without a D7™ score is an unpriced risk in your portfolio.

Choose your format. Name the asset. MB AI delivers the score.

Diagnostic · Free
Free Memo
Extract
Monthly newsletter

A monthly D7™ extract on a real asset + an EU AI Act intelligence brief. See what the score produces before you order.

  • Monthly D7™ extract on a real asset
  • EU AI Act intelligence brief
  • No commitment
Public data
D7 Discovery™
7 dimensions · INFERRED level · public data

Your first D7™ score in 24h: Art.6 classification, estimated Art.71 exposure, 3 priority risks. Know where you stand before any decision — then defended by MB Shield™.

  • RAG score across 7 dimensions (INFERRED)
  • Classification + estimated fine exposure
  • 24h · €990 · self-serve online payment
Your data
D7™
Standard
Full score · your data · compliance plan included
Established in 72h · then defended by MB Shield™

0–100 score across 7 dimensions, from your data. Phased compliance plan included. In 48–72h.

  • Full D7™ score · compliance plan included
  • 3-scenario valuation · contractual clauses
  • 48–72h · €4,900 · self-serve, no NDA
NDA dataroom + signed
D7™
Opinion Letter
Score on your dataroom · NDA · formal signed opinion
The signed M&A instrument — escrow, R&W, earn-out

Score on your dataroom (NDA) with a full compliance plan, contractual clauses and a formal signed opinion for closing. Full remediation plan optional.

  • D7™ on dataroom + signed opinion (defensible)
  • Compliance plan + escrow + R&W generated
  • Defensible board / W&I / court · +Remediation optional
Intelligence

EU AI Act Resources

→ The 12 "AI Act value gap" briefs — tier-1 sources (consulting, M&A, audit)…

Complete guide · Pillar page
EU AI Act 2026: The Complete Compliance Guide for Companies, Funds and Executives
Timeline (Digital Omnibus, Dec 2027), risk classification, high-risk & GPAI obligations, D7™ scoring and compliance checklist. The reference guide.
Discovery
What MB AI does — explained simply
D7™ scoring in plain language for non-technical decision-makers.
Startup · Founders
Is my AI legal after 2 December 2027?
What the AI Act timeline concretely changes for startups.
DPO · Compliance · Legal
EU AI Act 2026: what your DPO isn't telling you yet
The AI Act / GDPR intersection few DPOs have mapped.
M&A · PE/VC · W&I Insurers
D7™: the foundations of a defensible compliance score
Audit-grade, opinion-grade methodology, defensible in M&A and W&I.
Content published under CC BY 4.0 — free to reuse with attribution to MB AI Value Intelligence
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MB AI VALUE INTELLIGENCE · EU AI ACT REG. 2024/1689 · D7™ METHODOLOGY